Money Laundering Reporting Officer (MLRO) / AML Officer

ViaConto Sweden AB is a fast-growing company , founded in Latvia in 2008.

In Sweden, ViaConto operates within microcredits and credit lines to consumers, with credit limits up to 30,000 SEK. Our products are designed to help customers manage unforeseen expenses and temporary financial needs.

Through modern technical solutions, data-driven credit assessment, and a strong focus on regulatory compliance and customer protection, the company has quickly established itself in the Swedish market. ViaConto Sweden AB is now in an important development phase and is applying for a license as a credit market company, which places high demands on the company's governance, control, and risk management.

About the Role

We are seeking an experienced AML Officer / MLRO for a company currently in the application process for a license as a credit market company. This role is a central part of an independent control function and reports directly to the CEO and Board of Directors in English.

The position is suitable for someone with solid experience in regulated financial operations who wants to build, implement, and be responsible for the AML/CTF framework in a new credit institution under the supervision of the Swedish Financial Supervisory Authority.

Key Responsibilities

• Overall responsibility for the company's AML/CTF framework, including policies, instructions, and risk assessments
• Design and management of KYC, CDD, and EDD processes in accordance with Swedish and European regulations
• Responsibility for transaction monitoring, analysis, and follow-up of unusual behavior
• Assessment and handling of suspicious activities
• Reporting to the Financial Police (FIU) and ongoing contact in AML-related matters
• Planning and execution of internal AML training for the board and staff
• Advisory support to operations on AML and sanctions issues
• Regular reporting to the CEO and Board, including escalation of material risks and deficiencies
• Participation in dialogue with the Swedish Financial Supervisory Authority during the licensing process

Candidate Profile

• Solid experience in AML/CTF within regulated financial operations
• Very good knowledge of: Swedish anti-money laundering legislation, EU AML directives, Swedish Financial Supervisory Authority regulations and guidelines
• Ability to work independently and make well-founded regulatory decisions
• Very good communication skills in Swedish and English
• Experience as an MLRO is a strong plus

Other

We offer the possibility to work from home.